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Plan together. Split fairly.
Know your money.

Jhamgat is the social money app for friends and family: chat, make plans, split every bill, pay by QR and keep your own money private, in one place.

साथीसँगको हिसाब, अब झमेला बिना।

AndroidNepali calendarNo bank login, ever
‹
Friday FriendsAsha is typing…
+
Message Friday Friends
➤

Every momo night, every trek, every Dashain. Jhamgat remembers who paid what, so friends stay friends and money stays simple.

01
of 08
‹
Asha Raityping…
Did you reach Lakeside?
6:40 PM
Just now! Boat at 7 🛶
6:41 PM ✓✓
Save me a seat
6:41 PM
Done ✨
6:42 PM ✓✓
+
Message Asha Rai
➤
New billSave
AMOUNT
NPR 4,800
Dinner at Lakeside · paid by you
EqualExactShares
YouNPR 1,200
AshaNPR 1,200
MilanNPR 1,200
RiyaNPR 1,200
Pay Bikash
Your share of Dinner at Lakeside
NPR 1,200
eSewaKhaltiFonepay
I've paid
Bikash confirms when it arrives. Nothing is guessed.
My Money Only you
Money in your accounts
NPR 48,250
Cash6,250
Nabil Bank32,000
eSewa10,000
Food 38%
Transport 22%
Shopping 18%
Rent 12%
Health 10%
Kartik 2083 · budget 72% used · on track
कार्तिक २०८३Oct – Nov 2026
SMTWTFS
1
2
3−450
4
5
6−1.2k
7
8
9−300
10
11
12+25k
13
14
15−800
16
17−2.1k
18
19
20
21−600
22
23
24−350
25
26
27
28
29
30
Income NPR 25,000Spent NPR 6,300
Good eveningBikash
Jhamgat✔Everyone
Hello World! New Beginnings
♥ 12Comment
Asha RaiContacts
Best sekuwa near Boudha. Who's in for Saturday?
23 views♥ 8 supports
‹
Pokhara Weekend4 members · 2 online
Plan · by Asha4 going
Pokhara Weekend
Fri 6 – Sun 8 Nov · Lakeside
Budget about NPR 8,000 each
MaybeNot going
Asha, Milan, Riya and you
+
Message Pokhara Weekend
➤
Your profile picture
Pick a photo or an avatar
Feature

Live chat

Groups and one-to-one chats with typing, last seen, seen ticks, Nepali stickers and voice calls.

Split

No more “kasle kati tirne?”

Drag the bill. Tap who was there. Done, to the paisa.

The bill
NPR 3,600
Who was there
Everyone pays

In the app each person pays by QR in their own banking app, and you confirm. Exact amounts and shares work too.

My Money

Your money, private to you

Track cash in hand, bank accounts and wallets. Group bills count only your own share, repayments are never counted as income, and nothing is ever shown to friends or our team.

Money in your accounts
NPR 0
Spending by category with monthly budgets
Daily, calendar and monthly views in Bikram Sambat
Loans you gave or took, with due dates
Export to Excel any time
Spent in Kartik
NPR 18.4k
28% under budget
Food 34%Transport 20%Shopping 18%Rent 16%Health 12%
S
M
T
W
T
F
S
1
2
3−450
4
5
6−1.2k
7
8
9−300
10
11
12+25k
13
14
15−800
16
17−2.1k
18
19
20
21−600
22
23
24−350
25
26
27
28
29
30

Made for Nepal, down to the details.

Avatars

66 ways to be you.

Drawn for Nepal: people, animals, food and places. Or use your own photo.

The numbers.

Nepali avatars
0
Free to use
0%
Bank logins asked
0
Months on the Nepali calendar
0

Latest from Jhamgat

Jhamgat ✔25 October 2026
🎉 हाम्रो आधिकारिक वेबसाइट लाइभ भयो! 🌐 jhamgat.com Jhamgat का सबै फिचर, My Money, ६६ नेपाली अवतार र धेरै कुरा अब वेबसाइटमा। एकपटक हेर्नुहोस् र साथीहरूलाई पनि सेयर गर्नुहोस् 💚 Our official website is live: jhamgat.com 🇳🇵
0 supports0 comments
Jhamgat ✔24 October 2026
Hello World ! New Beginnings
3 supports0 comments

Questions, answered

Your group's money, finally sorted.

Download Jhamgat free on Google Play and invite your friends. It takes a minute.

Scan with your phone camera

Good eveningBikash
Jhamgat✔Everyone
Hello World! New Beginnings
♥ 12Comment
Asha RaiContacts
Best sekuwa near Boudha. Who's in for Saturday?
23 views♥ 8 supports